OxyLoans is a revolutionary FinTech platform. We encourage Peer to Peer Lending (P2PL) and Peer-to-Peer Investing (P2PI). We invite Banks, Financial Institutions as lenders. We enable lender, Investor exchange funds directly with Borrowers. Our proprietary algorithms include Credit Scoring, Underwriting and Agreement Preparation.
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Lenders on our platform can earn returns as high as 36% from individual tranches of investments. However, we encourage them to diversify the risk by investing in multiple customers across different risk classes such that risk remains low and returns are maximized, which in turn depends on the risk appetite of customers. The criteria for Lender onboarding too follow policies similar to those followed for Borrowers. It includes physical verification of location and income & expense statements. We also provide personal loans